About ConvenuPAY

Electronic Merchant Systems has leveraged 20 plus years in the payment card industry to develop ConvenuPAY, a solution that increases cash flow, reduces accounts receivables, and produces pleased customers; all packaged into an easy-to-use web-based tool.

What is ConvenuPAY?

ConvenuPAY is a web-based, real time credit card payment application that enables merchants to process and manage transactions that include a convenience fee to help mitigate processing costs.

ConvenuPAY Configuration Options

TAX MIDs

        •  SPLIT PAYMENT for Convenience Fee
        •  VISA/MC/DISCOVER Acceptance
        •  No processing discount rate or per transaction charged to Merchant
        •  Convenience Fee must be a PERCENTAGE of base amount (VISA Debit exception)
        •  VISA Debit convenience fee is a fixed fee of $3.95
        •  Face to Face allowed

NON-TAX MIDs: NO VISA

        •  SPLIT PAYMENT for Convenience Fee
        •  Mastercard/DISCOVER Acceptance (No VISA)
        •  No processing discount rate or per transaction charged to Merchant
        •  Convenience Fee must be a PERCENTAGE of base amount
        •  Face to Face allowed

NON-TAX MIDs: WITH VISA

        •  BLENDED PAYMENT for Convenience Fee
        •  VISA/MC/DISCOVER Acceptance
        •  No processing discount rate or per transaction charged to Merchant
        •  Convenience Fee must be a FIXED amount on all transactions
        •  Face to Face not allowed

About Electronic Merchant Systems

Since 1987, Electronic Merchant Systems has grown to become a leading provider of merchant processing services and electronic transactions. The company operates in over 100 U.S. cities with the corporate headquarters located in Cleveland, Ohio. The company was founded by providing high quality payment processing services and support to traditional retail merchants. EMS continues to drive the payment processing industry through a vast array of customized services and innovative products. Click Here to visit our Website.